Ecclesiastical has extended its temporary cover enhancements as part of measures to support customers during the second lockdown.
The specialist insurer originally introduced a series of temporary cover enhancements in April in response to the initial UK-wide lockdown, and has now reintroduced these following the introduction of a second lockdown in England.
The cover enhancements include extending contents cover for businesses to cover office equipment while employees are working from home until 31 December, where policies do not already provide cover.
In addition, the insurer said enhancements would ensure there are no changes to premium and policy cover for premises forced to temporarily close their doors due the lockdown until 2 December.
To support businesses that don’t automatically have this cover, it has also extended all policies to provide cover for contents temporarily removed to the homes of employees due to the pandemic, up to a limit of £2,500 for any one item and a maximum of £5,000 per employee’s home.
Ecclesiastical’s policy will also respond to claims if work laptops, phones and other standard technology usually stored at the office and now within an employee’s home are stolen or damaged.
For education insurance policies, this extension will additionally extend cover to pupils’ and students’ homes.
Adrian Saunders, commercial director at Ecclesiastical Insurance, said: “This is an unsettling and challenging time for many families and businesses and we want to support those who are affected by the impact of Covid-19 by reassuring them their insurance will still cover them working from home during this second lockdown.
“If customers have any questions about what’s covered under their policy, then they should talk to their broker, and we have written to brokers with details of our coverage enhancements to support them in this.”