January witnessed a “spike” in accidental damage claims as people remained home due to lockdown, according to new research from insurer LV=.
It found that accidental damage claims in January represented nearly half (48%) of all new claims, the third highest peak seen since April (51%) and May (50%) last year, when the country was in the first national lockdown.
It added that the change in lifestyle is “evident”, with around 30% of all claims relating to accidental damage in pre-covid times.
Additionally, in January, accidental damage claims where spillage was the cause reached a record high of 22%.
Within this figure, more than two in five (44%) accidental damage claims related to computer and office equipment, the highest peak since April last year when it reached 46%.
Before the pandemic, around 30% of all spillage claims accounted for this type of equipment, however.
Martin Milliner, claims director at LV= GI said: “With most of the country working from home and children being home-schooled, accidental damage to computers, laptops, and other technology equipment is inevitable.
“From our data, we can see that many of us are making a drink, putting it to the side of our technology while we work and home-school, and accidentally knocking it over.”
He added: “Accidental damage insurance is there for you when these incidents happen. It’s always worth checking the limit of your accidental damage policy, especially at the moment if the whole family is spending more time at home.”